Open Question: Would such a fatality be covered by insurance?

Recently my father had the overhead cabinets in his office collapse, missing his head on initial impact by a hair's breadth and only knocking him out for a minute as they slid off the table, hence at a much weaker force. He was completely fine, and refused to even get a CAT scan (stupid). My question is, had these cabinets fallen on his head, therefore killing him, what kind of benefits would